Insuring contents

Under French Law, are considered contents any items which can be moved.

Standard French Insurance policies mainly cover specific perils such as fire, theft, water damage, electrical risks. This may be sufficient when contents are considered as standard. But a much higher level of cover is available which is know as “all risks”, which may include “new for old”. The latter extensions must be requested and will obviously implicate a higher level of premium.

Whilst items of value may be considered as part of contents, coverage provided is usually very limited, if covered at all, and a separate scheme should be considered where these items would be valued and scheduled thus avoiding disputes should a claim occur.