Important & Useful Information

• Whilst in France policies must cover natural catastrophes (earthquake, etc.), this is NOT the case in Monaco but specific extensions can be granted upon request.
• Your letterbox can inform potential thieves about you: only display your surname (your first name can indicate your sex, avoid displaying the apartment number and floor). Ensure that someone empties your box in your absence or divert/cancel your post and papers..
• When you go out, make sure your phone doesn’t ring for long periods of time. Use an answering machine and leave a vague message that avoids mentioning the duration of your absence.
• Don’t put your name and address on your keys. In case of loss, contact the police and change your locks.
• Please read the General Conditions of your insurance policy (at least once when you receive it!) and adhere to the conditions within. For instance, it may be necessary to have an extra lock fitted to your front door.
• Always lock your front door, even for a few minutes. Never leave car keys in the ignition (a surprisingly common cause of theft!) when unattended.
• Keep all bills of valuable items (preferably at a close friend’s house in case of fire), and photograph the rooms in your residence, showing the main objects of value. Note down serial numbers where possible.
• Shut your doors and windows during the night (we have known burglars to climb 3 floors up the outside of a building to enter an open window at night).
• If your house is protected by a private surveillance system, make it obvious to outsiders.
• Use timers on your lights if you are out in the evening.
• If you haven’t got a dog, buy a big dog bowl and leave it outside your house. Buy a ‘Beware of the Dog’ sign.
• Install and use window locks.
• When you are on holiday, don’t leave your car keys in an obvious place in the house. This provides a burglar with an easy getaway and you could lose your car. If the car is to be left for several weeks, disconnect the battery.
• Consider hiring a housesitter or invite family to stay in your residence in your absence.
• Should you decide to modify your house by adding more rooms, extensions, swimming-pools, don’t forget to change your policy accordingly.