When running a business, be it small or large, a shop or factory, an office or independent practice, covering your stock and contents against such perils such as fire, water damage, theft, etc. may seem obvious. These represent the assets of the business and are usually paid for. But, one must also realise the importance to cover equipment, such as machine tools, computer equipment, cold rooms, etc. These being your production capabilities could be of vital importance should they be destroyed. In certain cases, cover can be set up on an "all risks" basis. In fact, if the equipment is bought on a credit-leasing basis, the finance house may require these to be covered specifically and may even request proof of insurance.

Most business insurance policies in France/Monaco may also include extensions such as:
	Loss of profits Loss of data (for computer equipment) Reconstitution of data Professional indemnity (small risks only)

Offices in the Eric Blair Network will take the time to study your needs and propose the most appropriate solution to cover your needs.

Don't forget that, when it comes to covering your business, premium levels should not be a decision criteria.