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One may wonder why a special sub-section should exist when considering coverage
on a business. Unfortunately, in this highly legalised world we deal in, it is
becoming more and more frequent for customer relationship to turn into a legal
dispute, and we thought, at The Eric Blair Network, it would be useful to
highlight some of the various policies which could cover these eventualities:
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Public liability:
to cover your general liability to the public,
mainly for business premises, which is to be considered as the
basis of insurance in France due to napoleonic law.
Professional indemnity:
to cover your business for errors and
omissions, including that of your staff, towards customers.
This applies whether you are a baker, a manufacturer of car parts,
a legal adviser, an accountant, a hair dresser, etc… Some
professions may need to carry specific insurance such as 10 year
liability if involved in the building trade in France.
Product recall:
if you manufacture goods, your manufacturing
process may be close to perfection, must a small defect in the
production may force you to recall all products sold. This may
entail considerable recall costs and loss of image. The Eric
Blair Network can these unexpected costs.
Legal protection:
this will cover your legal fees in your day to
day management of your business such as disputes with employees
following redundancy, with suppliers, etc. This coverage will
enable you to continue dealing with your may concern, running
your business, whilst Insurers will take the potential case
away from you.
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Specific policies for your trade may be put in place by The Eric Blair Network.
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